RES Luxury Group

Buying Tip #10: Limit Your Purchases Experts recommend avoiding large purchases 3 to 6 months leading up to your home purchase which could effect your credit score. Lenders are looking for reliability and a clear paper trail so that they can get you the best loan possible. For instance, if you currently rent, make sure you're paying by check or money order so your payments can be tracked and verified. So plan ahead and avoid taking on new debt, new credit cards or any other big ticket items to ensure the loan process goes as smoothly as possible.  Buying Tip #9: Get Pre-Approved for a Home Loan There’s a big difference between a buyer being pre-qualified and a buyer who has a pre-approved mortgage. Anybody can get pre-qualified for a loan. Getting pre-approved means a lender has looked at all of your financial information and they’ve let you know how much you can afford and how much they will lend you. Being pre-approved will save you a lot of time and energy so

7 week blog series Tip #7  Contract to Closing Once you have an acceptable offer, here's what you do: Send the contract to your designated title company that will handle the closing  Create a checklist for the timelines of the contract Escrow deposit deadline  Loan application, loan commitment, TRID 3 day closing disclosure  Inspection period  Title commitment  Closing date Be prepared with vendors for any repairs that might come up during the inspection period  Handyman  Electricial  Plumber  Roofer, etc.  Go to closing and celebrate a successful sale! Please call me if I can be of any assistance with referrals to title company or tradesmen. I work with some highly respected and trusted professionals and I am always happy to share! I hope this information was helpful and let me know if there’s anything else I can be doing for you.  For more tips and market updates visit & subscribe to my YouTube Channel  RealtorCitrus .  Face

7 week blog series Tip #6 Disclosure Pertinent facts that affect your home must be DISCLOSED: It is recommended to utilize a Sellers Property Disclosure form to disclose all pertinent facts about your home to potential buyers.  Buyers should sign the sellers property disclosure upon making an offer on your home.  Home inspections do not waive your requirement as the seller of the home to disclose your history and knowledge with this home.  Changes in property condition should be updated and disclosure throughout the time you have the home for sale including during a contract period.  Please call me if I can be of any assistance. I am happy to provide a copy of the Sellers Property Disclosure form for your convenient. Call me at (352) 476-3303.  I hope this information was helpful and let me know if there’s anything else I can be doing for you.  For more tips and market updates visit & subscribe to my YouTube Channel  RealtorCitrus .  Facebook     Instag

Don’t miss out on lowering your property tax bill. File for Homestead by March 1 st  2020. Click here  to see if you are eligible. Did you sell a Florida Homesteaded property in the last 2 years? Then you may be eligible for “Portability”. Click here  to find out.

7 week blog series Tip #5 Showing  your home When marketing your home, make the experience feel special and exclusive by using phrases like: “By Appointment Only”. When someone knocks on the door, do NOT invite them right in your home. Tell them that you will be happy to schedule a convenient time that they can come back and tour the property. Very important as it allows you to present the home just the way you want it to be for the prospective buyer and to vet them.  Vet the prospects before they come to your house. 1. Get their full name and contact information.  2. Determine their motivation and timeline to move i.e. how long have they been looking? How soon do they plan to make a move? Where do they live now? Why are they moving? 3. Discuss how they plan to make their purchase when they find the right home. “Will you be paying cash or financing your purchase? If financing: “Are you pre-approved?” 4. Ask if they will be bringing anyone else with them to view the pr

7 week blog series Tip #4  Signage Buyers often drive around neighborhoods they like taking note of homes for sale so this is an opportunity to get connected with them.  While agents are showing property in the area buyers will often see a For Sale By Owner signs and ask the agent about that property as well.  Advertise the special features: add riders to your sign showing important features i.e. pool, waterfront, golf course, social membership, remodeled, bed/baths, etc. Signage at main roads and intersections. Leading signs should be used on connecting main roads to alert commuters that there is a home for sale nearby. You can use an address on these signs so people can drive by your home.  Review your community deed restrictions and be mindful of sign rules such as size of for sale signs, placement rules etc. For more tips and market updates visit & subscribe to my YouTube Channel   RealtorCitrus .  Facebook     Instagram      LinkedIn      Pinterest      Twi

Thinking about selling your home? 60% of homes sell during the summer months, making that the peak season for home showings. When you're serious about selling your home for top dollar, these staging tips will help your home to stand out against the competition: Price the home competitively. Depending on the features & condition of the home coupled with a thorough assessment of the real estate market & similar properties, you may be able to sell your home quickly at a listing price above market value. Prepare your home for the market. This includes minimizing furniture, removing area rugs, clearing countertops in the kitchen and bathrooms, thorough house cleaning (dusting the fans, cleaning windows etc.), and repainting any brightly colored walls. Closets and Storage Space: Many renters long for walk-in closets, kitchen pantries and garage or attic storage space. Energy-Efficient Features: If you have a home automation system,

7 week blog series Tip #3 Ad Copy: Keywords to Attract Buyers In addition to the first impression with great photography of the home, your next opportunity is to draw the buyers in emotionally and get them excited by the description you provide. Be sure to include trigger words that reflect important things that buyers want as applicable to your home: Updated ________ (be specific kitchen, bathrooms etc.) Open concept  Natural light High ceilings  Oversize garage Try to create a story that appeals to the lifestyle that your home will provide for the buyer i.e. entertaining space, well-designed kitchen for family meals, huge pool deck for backyard pool parties, luxurious master retreat for de-stressing, etc.  For more tips and market updates visit & subscribe to my Youtube Channel RealtorCitrus .  Facebook     Instagram      LinkedIn      Pinterest      Twitter

Did you know that much of Citrus County, Florida is eligible for low cost upgrades to septic systems per the new septic requirements? For environmental reasons the state of Florida has mandated upgrades to our septic systems. There is government funding to assist with getting these systems upgraded to meet the new standards. This program will save you thousands of dollars that you would otherwise spend when your septic system has to be replaced in the future. How do you participate? Contact your preferred septic company to see if they are an approved provider for this program Schedule a site evaluation with that company Pay the difference between the government subsidy and the actual cost of the septic upgrade ($650-$850 +/-) Septic company will schedule the upgrade per their availability Who is eligible: If your property falls within the affected area (contact an approved septic company to confirm) then you are eligible. Each individual vendor may have their own qualifica

Always contact your home warranty company before you call a licensed professional. I have heard many homeowners complain that they had a professional out to service the covered item just to then find out the warranty company will not pay the bill. The warranty provider must open the claim first and then let you know who you can call for service in order for the services to be covered.  Ask the warranty provider about ALL options before deciding how you want to address the issue i.e. in some cases you may have a “buy out” available that allows you to utilize your preferred vendors at a lower cost to repair. Be sure the warranty company will still cover the replaced item. If offering a home warranty as part of your home sale take advantage of programs that will cover your home while you have it on the market. Ask your realtor for more information. Carefully consider the warranty coverage and options for upgraded plans against costs & deductibles. Some plans provide for energy eff

7 week blog series Tip #2  Online Presence Where to advertise? 1)       Forsalebyowner.com 2)       Zillow.com – property integrated with all listings not just for sale by owner properties 3)       Interest centric sites: i.e. golfer websites, equine websites, water activities etc depending on the community and home features and lifestyle aspects 4)       MLS flat fee listing: certain brokerages offer these and they enable you to put your home into the local multiple listing service for agents to see for a nominal fee. NOTE: you must be willing to pay a buyer agent commission in order to utilize this service. For more tips and market updates visit & subscribe to my Youtube Channel  RealtorCitrus .  Facebook     Instagram      LinkedIn      Pinterest      Twitter

7 week blog series Tip #1 P hotography This is your first opportunity to create an emotional attachment with potential buyers. Following are my best tips for bringing your home to market in the best light possible: Make sure to use the highest qualify camera equipment at your disposal. Use a wide angle lens if available and be sure to position yourself deep into the corners of each room when you shoot that space. Less is more; 1-2 photos maximum of each room of the house and order the photos strategically as if it were a walk thru of the house. U se a free editing tool to improve the straightness, brightness, contrast, clarity etc. of the photos before posting them online.  Stay tuned for Tip #2 Online Presence: Where to Advertise! For more tips and market updates visit & subscribe to my Youtube Channel  RealtorCitrus .  Facebook     Instagram      LinkedIn      Pinterest      Twitter