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Top 10 Home Buyer Tips

Buying Tip #10: Limit Your Purchases Experts recommend avoiding large purchases 3 to 6 months leading up to your home purchase which could effect your credit score. Lenders are looking for reliability and a clear paper trail so that they can get you the best loan possible. For instance, if you currently rent, make sure you're paying by check or money order so your payments can be tracked and verified. So plan ahead and avoid taking on new debt, new credit cards or any other big ticket items to ensure the loan process goes as smoothly as possible.  Buying Tip #9: Get Pre-Approved for a Home Loan There’s a big difference between a buyer being pre-qualified and a buyer who has a pre-approved mortgage. Anybody can get pre-qualified for a loan. Getting pre-approved means a lender has looked at all of your financial information and they’ve let you know how much you can afford and how much they will lend you. Being pre-approved will save you a lot of time and energy so

Week 6: Best Buys List of Homes for Sale in Citrus County, FL

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Here's my weekly run down of Best Real Estate Buys on the market in Citrus County and surrounding areas. This week includes an interesting property in Ocala for $51.73/sq ft. What do you think of that price? Each week, this list includes all properties priced at $75.00/sq. ft. or less. The Best Buy List will be segmented to show pool homes, acreage, water access, as well as highlight properties in Opportunity Zones. To request the most up-to-date list, call/text 352-476-3303 or email realtor@ruthsquires.com. For more real estate tips and market updates visit & subscribe to my YouTube Channel  RealtorCitrus .  Facebook     Instagram      LinkedIn      Pinterest      Twitter

KW's New Home Search App!

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KW has JUST LAUNCHED a brand new home search app! Click here to download the app. Can I ask a BIG FAVOR?? Will you please download it and test it out for me?? I’d LOVE to hear what you think! Just click the link above ☝☝ You can also watch the launch video. Here are some fun facts for you on the app… ▪️ KW spent hundreds of millions to build this app. ▪️ EVERY SCREEN was tested against every other search app (Zillow, Trulia, etc) and if consumers didn’t like it more, it didn’t pass! ▪️ This is YOUR APP meaning it's much like Netflix or Amazon that is unique to YOU! ▪️ You can search by neighborhoods, schools districts, city or zip code. ▪️ Check out the seller and buyer guide to walk you through every step of the process (think of it like bringing real-time visibility to the entire transaction process similar to how Uber give me visibility into my entire transportation process!) ▪️ So much more, but you have to download it to see! Thank

Week 5: Best Buys List in Citrus County, FL

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Here's my weekly run down of Best Real Estate Buys on the market in Citrus County and surrounding areas. This list includes all properties priced at $75.00/sq. ft. or less. The Best Buy List will be segmented to show pool homes, acreage, water access, as well as highlight properties in Opportunity Zones. To request the most up-to-date list, call/text 352-476-3303 or email realtor@ruthsquires.com. For more real estate tips and market updates visit & subscribe to my YouTube Channel  RealtorCitrus .  Facebook     Instagram      LinkedIn      Pinterest      Twitter

For Sale By Owner Tips #7

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7 week blog series Tip #7  Contract to Closing Once you have an acceptable offer, here's what you do: Send the contract to your designated title company that will handle the closing  Create a checklist for the timelines of the contract Escrow deposit deadline  Loan application, loan commitment, TRID 3 day closing disclosure  Inspection period  Title commitment  Closing date Be prepared with vendors for any repairs that might come up during the inspection period  Handyman  Electricial  Plumber  Roofer, etc.  Go to closing and celebrate a successful sale! Please call me if I can be of any assistance with referrals to title company or tradesmen. I work with some highly respected and trusted professionals and I am always happy to share! I hope this information was helpful and let me know if there’s anything else I can be doing for you.  For more tips and market updates visit & subscribe to my YouTube Channel  RealtorCitrus .  Face

For Sale By Owner Tips #6

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7 week blog series Tip #6 Disclosure Pertinent facts that affect your home must be DISCLOSED: It is recommended to utilize a Sellers Property Disclosure form to disclose all pertinent facts about your home to potential buyers.  Buyers should sign the sellers property disclosure upon making an offer on your home.  Home inspections do not waive your requirement as the seller of the home to disclose your history and knowledge with this home.  Changes in property condition should be updated and disclosure throughout the time you have the home for sale including during a contract period.  Please call me if I can be of any assistance. I am happy to provide a copy of the Sellers Property Disclosure form for your convenient. Call me at (352) 476-3303.  I hope this information was helpful and let me know if there’s anything else I can be doing for you.  For more tips and market updates visit & subscribe to my YouTube Channel  RealtorCitrus .  Facebook     Instag

Week 4: Best Buys List in Citrus County, FL

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Here's my weekly run down of Best Real Estate Buys on the market in Citrus County and surrounding areas. This list includes all properties priced at $75.00/sq. ft. or less. The Best Buy List will be segmented to show pool homes, acreage, water access, as well as highlight properties in Opportunity Zones. To request the most up-to-date list, call/text 352-476-3303 or email realtor@ruthsquires.com. For more real estate tips and market updates visit & subscribe to my YouTube Channel  RealtorCitrus .  Facebook     Instagram      LinkedIn      Pinterest      Twitter